Time is very important to everyone in life.

Africans generally don't value time; we have no respect for time. We talk about ``African time'', yet Africans have no different time. The same 24hours are available to all earth dwellers all across the earth, the time zone notwithstanding. Time is highly perishable item, which once lost can never be regained. You can't lock time in a bank, the way you do money. You can have a plan for your life for the next ten years and begin to pursue it systematically on a daily basis. There are things that you can do now that you might not have time and strength to do ten years from now. To make a difference in your generation you have to make sure you have value for time. Some might say: `well, don't worry ; God's time is the best'. That sounds like the voice of the man who wants to fail. But i say , `God's time has no beginning and no end'. `God's time is the best for a man who has decides to fail'. Plan your life. if you fail to plan, you have planned to fail. When you plan you remove stress. As a matter of fact your financial success starts from writing your goals and carefully planning how to achieve the goals you've written down. I believe God to do so so and so, without writing and planning is the pattern of Africans. Choose to be a different Africa today. Moreover planning with what you don't have or what does not belong to you , is the biggest form of folishness . A wise man once said : if you can think enough, whatever you have is enough to start your future. DAVID IBIYEOMIE